Terms and Conditions

Description of goods
My Lifetime Tracker markets personal and business record-keeping templates which are sold in the form of downloadable files.

Delivery policy
Subject to receipt of payment, requests will be processed immediately and delivery confirmed by way of email.

Return and Refunds policy
The provision of goods and services by My Lifetime Tracker is subject to availability. In cases of unavailability, My Lifetime Tracker will refund the client in full within 30 days.

Customer privacy policy
My Lifetime Tracker shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, "personal information" shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from: http://www.polity.org.za/attachment.php?aa_id=3569

Payment options accepted
Payment may be made via Visa, MasterCard, Diners or American Express credit cards or by bank transfer into the My Lifetime Tracker bank account, the details of which will be provided on request.

Credit card acquiring and security
Credit card transactions will be acquired for My Lifetime Tracker via PayGate (Pty) Ltd who are the approved payment gateway for Standard Bank of South Africa. PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no credit card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.

Customer details separate from card details
Customer details will be stored by My Lifetime Tracker separately from card details which are entered by the client on PayGate's secure site. For more detail on PayGate refer to www.paygate.co.za

Merchant Outlet country and transaction currency
The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction Currency is South African Rand (ZAR).

My Lifetime Tracker takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods

Country of domicile
This website is governed by the laws of South Africa and My Lifetime Tracker chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature.

My Lifetime Tracker may, in its sole discretion, change this agreement or any part thereof at any time without notice.

Company information
This website is run by Margie Gibb (sole trader) based in South Africa trading as Margie Gibb Web Design.

My Lifetime Tracker This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Support : This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Support: 083 6264129

Your Life Organiser


Your Vital Record Keeper